Monday, October 20, 2008

Equity Advantage compared to all the others

Regarding a Money Merge Account or Mortgage Accelerator,
we are aware that many may have approached you with conceptually,
something similar.

Because of our success with the program and our position in the
industry we believe we have much more to bring to the table.

The biggest issue for many others is presenting finite, uncontestable,
practical solutions to a consumer.

Bridging the concept and making it easy is at the core a challenge that
we have over come with our proprietary "Truth In Equity Calculator".

Additionally, the real momentum comes in the post closed environment.
Equity Harvesting with responsible leadership gains highly positive results.

If you are a Douglas R. Andrew reader you know that there exists much
better means for building wealth than the 401k mantra and the sit on
equity and wait for appreciation methods of decades old.

To understand a small vision of what we mean watch this video.

http://www.truthinequity.com/video/conventional/conventional.htm

The "Equity Advantage" is not just a "Mortgage Accelerator" as others
have tried to market it.

Many companies have tried and failed to deploy methods of cash flow
by dispensing the "First Lien HELOC" or "Money Merge Account"
with much resistance.

The resistance lies mainly in explicative, finite disclosure of all the
working parts.

Revealing the benefits of setting up your own banking system and personal
Federal Reserve, metaphorically speaking, begins the process of effective
investing and harvesting.

See our video on our website: http://www.truthinequity.com/

It would be easy to assume that by merely consolidating debt under one
massive debt structure and cycling income through that revolving line of
credit will gain rapid principal pay off.

Rapid pay off is achieved by simple sweeps methodology of daily reduced
average balance yielding lower daily average interest cost.

This theoretically creates cash flow because monies normally spent on
interest of other debts and expenses now sits against principal instead
of idle in checking or savings.

Great plan. But it's all in the math. Or as we like to say:

"The Truth is in the Proof".

On average most Americans pay bills 7 to 15 days out of the 30 day
billing cycles.

This leaves 15 to 23 days monies could gain dual usage.

Many countries have adopted the "Off Set", methods of savings so that
any monies in other savings or checking accounts immediately "off sets"
any debt with out the money management movement of "Sweeps" and
or "Money Merging".

This makes for a less messy and confusing process.

The mechanics of the money merge or mortgage accelerator lends into
consumer confusion and process complications.

Additionally, HELOC's come in many forms, sizes and shapes.

Dispelling the "RATE" myth is the single most challenging aspect of this
money in motion theory.

Most Americans believe that a 4.5% fixed rate and payment mortgage
will out perform an 8% variable rate line of credit mortgage given equal
expense and income variables.

This is highly inaccurate when it comes to most home owners.

The data and statistics reveal a much different result than most
neophyte financiers and mathemagicians care to review.

Although they all should be, not all HELOC's are the same.

It is important that all aspects of any extension of credit is a viable profit
center for a consumer and not designed to encumber consumer cash flow
or just another flexible debt.

To achieve the maximum use of cash, consumers need a thorough analysis
considering every aspect of use.

Debt structure, repayment timelines, investment advantages, tax implications
and a comprehensive short term and long term plan should be
the only consideration.

This is a lot easier than most would think.

Until recently a simple "holistic" analysis tool has not been available for
examining all the moving parts.

IFS/Truth In Equity has developed the "Truth In Equity" Calculator
for making these analysis projections.

Every possible "What If" can be discovered and discussed with great
transparency.

Recent conversations between IFS Executives and David M. Walker
(Comptroller General for the GAO) reveals that stewardship is at the
core of our angst in America.

Watch this video: http://www.youtube.com/watch?v=KIgrxpp97OQ

also: http://www.youtube.com/watch?v=KIgrxpp97OQ

and http://www.youtube.com/watch?v=lZ9U0JlukSM&feature=related

The Peter G. Peterson foundation has 7 key initiatives that are paramount
to instituting repair to our fiscal deficit.

Financial Literacy, Federal Budget Reform, Entitlement Referendum,
Health Care Reform, Tax Reform, High school level education of fiscal
responsibility and No Proliferation.

IFS/Truth In Equity has embarked on a campaign to assist in instituting
these philosophies and methods at a grass roots level.

Instilling fiscal responsibility at the grass roots level is what
IFS/Truth In Equity has been doing for quite sometime.

We are prepared to expose our data to you so that you may realize the
benefits of our campaign and share our ideas on how you may help
propagate a very viable solution that will benefit all parties.

Please email us so that we may schedule a meeting for a thorough discussion.

Regards

David Welles
Chief Operations Officer
IFS Development Group LLC
Truth In Equity Lending
Ofc: 352.688.5941
cell: 727.505.4775
Fax: 813.425.9354
E-Mail: dwelles@IFSDG.Net
http://www.truthinequity.com/

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